Insufficient Credit History: What Does this Mean?

  • Insurance companies
  • Banks and financial institutions
  • Landlords and employers
  • Mortgage lenders, auto loan lenders and other lenders
  • Payment history: 35% of your credit score
  • Debt-to-credit utilization ratio: 30% of your credit score
  • Credit history: 15% of your credit score
  • Credit mix: 10% of your credit score
  • New credit: 10% of your credit score

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Aaron Bouren

Aaron Bouren

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Aaron Bouren, CEO of Bouren Ventures, is an entrepreneur, public speaker, sales trainer, and marketing expert. Learn more at aaronbouren.com